Showing posts with label recession. Show all posts
Showing posts with label recession. Show all posts

Tuesday, December 1, 2009

Trusting God in Uncertainty

This morning my hubby told me he had an interview with an employer in Arizona. It went well and he was offered a job with good pay, good insurance, nice place to work and a pleasant boss at that. I was excited but heard a sense of hesitancy in my husband's voice. He was not so sure we could find a place to live after having been through this year's trials. The outcome has not been pretty.

Uncertainty visits us all, especially in these times of economic trouble.
God reminds us to "Trust in the Lord always and lean not on our own understanding", Proverbs 3:5 God's ways are so much higher than mine so why should I lean on whatever understanding I have of any situation? Trusting in God leads to peace, God's will, assurance and security. Leaning on my own understanding usually gets me nowhere.

My family has had to trust God so much this past year and I must admit it has stretched us in so many different directions, but always closer to Him. We have not understand why my husband lost his job in January, our home at this present time, and our grown children have been scattered throughout three different states. We still don't know what His plans are for us, but we have chosen to lean not on our understanding because it is vain. Trusting God is the most logical, obedient and safest thing to do right now.

His plans for us are good, not to harm us but to give us a hope and a future, Jeremiah 29:11. Why should we worry when God is for us? Who then could possibly be against us? Trusting God is the right thing to do no matter how things look.

Monday, October 19, 2009

Investing in Our Children's Future - How do we do it?

1. Little by little - "A penny saved is a penny earned" my grandfather always told me as he'd go out of his way while on a walk with me, to plop a penny he found on the ground into his pocket. Eventually, silver coins also begin making their way into piggy banks and the change begin adding up. Before yo know it, your lightweight jar of pennies will turn into an interest-bearing account reaping benefits you may never have imagined.

2. Start early - Beginning to save early will provide a savings plan that works over time. The amount that can be saved over several years time rather than crunched into only a few years can really pay off and add up quickly. Any amount saved will be more than what your child(ren) will have had if you not saved at all or began the year before they began college.

3. Saving teaches diligence - Saving, teaches your children the importance of saving as well. It also teaches them to wait for things, something baby boomers have a very hard time with. Baby Boomers want it now and worry about what the actual cost in life is later. This can create undue stress and cause hardships that might hinder their actual attendance to college.

4. Reducing college costs - Cutting down costs on college tuition and or/expenses is just plain smart. Tuition, books, supplies and the like are rising each year and without a full scholarship or rich parents, kids have to work to put themselves through college. Any amount saved for college is less that must be allotted for when attending. Every penny counts!

5. Finally, saving is wise - Saving in any capacity shows you can control your money and not have it control you. Overspending, spontaneous buying and the "I want it now!" mentality have no place in responsible handling of your finances. If you incorporate saving as a way of life, purchasing a car, home or other large item will be that much easier to obtain without going in debt. Cash pays off and you can relax and enjoy your purchase knowing you own it free and clear. This is a reward in and of itself